Civic Page

<body topmargin=0 leftmargin=0 marginheight=0 marginwidth=0> <table cellpadding=0 cellspacing=0 border=0><tr> <td valign="top" rowspan="2" width=220 BGCOLOR="#FFFFFF" TEXT="#080000" bgproperties="fixed" background="12d20583.jpg"> <div> <IMG SRC="0c695810.png" border=0 width="149" height="129" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"><IMG SRC="0c695810.png" border=0 width="149" height="129" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></div> </td> <td valign="top" colspan=2 height=96 BGCOLOR="#CCFFFF" TEXT="#080000" bgproperties="fixed" background="12f205a1egerbq.jpg"> <div> <FONT SIZE="4" COLOR="#000000" FACE="Arial" ><B> HIGGINS BEACH ASSOCIATION </B></FONT><FONT SIZE="1" COLOR="#000000" FACE="Arial" >    </FONT><FONT SIZE="1" COLOR="#3366FF" FACE="Arial" ><B> </B></FONT><B>|     </B><A HREF="index.htm" TARGET="_top" TITLE=" HIGGINS BEACH ASSOCIATION "><U><B>home</B></U></A><B>                    </B></div> <div> <B>Civic Page</B></div> <div> </div> </td> </tr><tr> <td valign="top" height=384 colspan=2 BGCOLOR="#C0C0C0" TEXT="#080000"> <bR> </td> </tr></table></body>